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General
About STAR AM
Investment
Product
An Investment Manager is a Party whose business activities involve managing Securities Portfolios for clients or managing collective investment portfolios for a group of clients, except for insurance companies, Sharia insurance, pension funds, and banks that carry out their own business activities based on laws and regulations.
A Mutual Fund Distributor is a Party that sells Mutual Fund Securities based on a cooperation agreement with the Investment Manager, the manager of the Mutual Fund.
Reksa Dana is a container used to collect funds from the investing public, which are then invested in a portfolio of securities by an Investment Manager.
A prospectus is any written information related to a Public Offering with the aim of persuading other parties to purchase Securities.
A Custodian Bank is a Commercial Bank that has obtained approval from the OJK (Indonesia's Financial Services Authority) to conduct custodial activities, which include providing custody services for Securities (including Collective Custody of Securities owned jointly by or more than one Party represented by the Custodian), as well as other assets related to Securities, and other services, including receiving dividends, interest, and other rights, settling Securities transactions, and representing account holders who are its customers.
A Mutual Fund in the form of a Collective Investment Contract pools funds by issuing Participation Units to Unit Holders.
Participation Units are the measurement units indicating the proportional interest of each Unit Holder in the collective investment portfolio. Therefore, Participation Units serve as evidence of a Unit Holder's participation in a Mutual Fund in the form of a Collective Investment Contract.
The Custodian Bank will issue a Confirmation Letter of Unit Participation Transactions which contains the amount of Participation Units held by each Unit Holder and serves as evidence of ownership of Mutual Fund Participation Units.
By investing in Mutual Funds, customers will gain benefits, including:
- Professional Management
Managing investment portfolios in the form of equity and/or debt securities, including instrument selection, selection of relevant parties, and investment administration, requires systematic analysis, continuous monitoring, and sound investment decisions. In addition, specialized expertise and relationships with various parties are necessary to effectively manage an investment portfolio. Through Mutual Funds (Reksa Dana), customers will benefit from the convenience of being relieved from the aforementioned tasks and entrusting them to Investment Managers who are professionals in their field. - Economies of Scale
With the accumulation of funds from various parties, Mutual Funds (Reksa Dana) have bargaining power to achieve higher investment returns, lower investment costs, and access to investment instruments that may be difficult to obtain individually. This provides equal opportunities for all investors to achieve relatively good investment results according to their level of risk. - Investment Value Growth
By investing funds in Mutual Funds (Reksa Dana), customers have the opportunity to achieve competitive investment results.
According to the Income Tax Law (UU PPh), the investment returns of a Mutual Fund or the share of profits received by the Unit Holders of a Collective Investment Contract are not considered as taxable income.
- The risk of a decrease in the Net Asset Value (NAV) per Participation Unit.
The value of Mutual Fund Participation Units may fluctuate due to the increase or decrease in Net Asset Value (NAV). This decrease in NAV can be caused by changes in the prices of securities in the portfolio, fees incurred with each investor's purchase and redemption, as well as in the event of default by relevant parties. - Default Risk (Credit)
The Investment Manager will strive to provide the best investment results to the Unit Holders. However, in exceptional circumstances (force majeure), the issuer of the securities in which the Mutual Fund invests may default in fulfilling its obligations. - Regulatory Change Risk
Changes in existing regulations, tax policies, and government policies, especially in the field of macroeconomics related to equity and/or debt securities, can impact the rate of return and investment results that the Mutual Fund will receive. This can result in a reduction of the potential investment returns that Unit Holders may receive.
In the course of the customer's investment journey, the Investment Manager functions as the party responsible for managing the funds and the securities portfolio.
STAR Asset Management is a Securities Company that has obtained permission to operate as an Investment Manager from the Financial Services Authority (formerly known as Bapepam and LK) as per Decision Letter Number KEP-09/PM/MI/2004 dated October 4, 2004.
STAR Asset Management, in conducting its business activities, is supported by a team of professional and experienced human resources in the investment management industry. They are further assisted by reliable investment infrastructure and supporting systems, such as Bloomberg.
STAR Asset Management is able to provide investment product services that include various types of Mutual Funds and Discretionary Fund Management (KPD) contracts.
Yes, STAR Asset Management is a Securities Company that has obtained permission from the OJK (Indonesia's Financial Services Authority) and is supervised by the OJK in conducting its business activities.
The advantages of Mutual Fund Investment in STAR Asset Management include:
- Initial and subsequent investment amounts are affordable, starting from Rp10,000
- A diverse selection of Mutual Fund investment products, ranging from money market, fixed income, protection, balanced, and equity, is available in both Indonesian Rupiah and United States Dollar currencies, including both Sharia and conventional Mutual Funds.
- They can be purchased directly from STAR Asset Management or through Mutual Fund Distributors who collaborate with STAR Asset Management.
Simply fill out the KYC, and attach your KTP and Passbook
There are no fees for investing in STAR AM
Customers can immediately switch to Mutual Fund products in STAR AM
Maximum purchase of Mutual Funds is T+2
Yes, through the website https://star-am.com
STAR Money Market Fund, STAR Sharia Money Market Fund, STAR Stable Income Fund, and STAR Sustainable Equity Fund.
There are Money Market Funds, Fixed Income Funds, Equity Funds, Protected Funds, and Mixed Funds.
Prospective investors must fill out an account opening form and sign the account opening form.
- Filling out the form with required information, including personal identification, financial details, and investment objectives.
- Submitting the required identification documents to STAR Asset Management.
- STAR Asset Management will verify the documents and information you provided.
- Once all verifications are completed, your account opening request will be processed.
- Begin by identifying your risk profile first.
- Learn about the various types of mutual funds available and recommend based on your goals.
- Make sure you have read the Prospectus and Fund Fact Sheet.
To purchase STAR Asset Management Mutual Fund products, you can contact us via:
- WA: 0887899967857
- Email: [email protected]
- Phone: 021-397256978
- Social Media: @star.assetmanagement (IG)
or through Mutual Fund Distributors collaborating with STAR AM.
You can purchase STAR AM products through one of our Sales Partners:
- Sinarmas Sekuritas
- Bareksa
- Mirae Sekuritas
- Ajaib
- Trimegah Sekuritas
- MNC Sekuritas
- BNI Sekuritas
- Raiz
- Invesnow
- Aldiracita
- IPOT
- SMARD
- Bank Sinarmas
- SF Sekuritas
Prospective investors can fill out the STAR AM purchase form and make a transfer to the mutual fund's designated account. They should then attach the proof of transfer. If the transfer is made before 1:00 PM local time, the prospective investor will receive the Net Asset Value (NAV) on the same day. However, if the transfer is made after 1:00 PM local time, the prospective investor will receive the NAV of the next day.
For the process of purchasing Mutual Funds T+2 exchange days
For the redemption process, the Reksa Dana T+2 (2 days after the stock exchange) period is the maximum T+7 (7 days after the stock exchange).
The minimum investment amount to invest with STAR Asset Management starts from Rp10,000.
Yes, customers can update and modify their investment profile to reflect current conditions through the Customer Data Update Form and Customer Risk Profile.
Prospective investors can fill out the STAR AM mutual fund redemption form. If the redemption instructions are given before 1:00 PM local time, the prospective investor will receive the Net Asset Value (NAV) on the same day. However, if the redemption instructions are given after 1:00 PM local time, the prospective investor will receive the NAV of the next day.
Switching mutual funds is the process of exchanging or transferring units of one mutual fund that you already own to another desired mutual fund. Ways to switch mutual funds:
Cut-off time is the daily deadline for accepting transactions, applicable for both purchases (subscriptions) and sales (redemptions).
For mutual fund purchase and redemption transactions, it cannot be done through an account that is not owned by the investor. The account number must match the investor's name.
The customer provides an active account number and fills out the data update form.
No, mutual fund investment returns are not subject to taxation.
For ownership proof, you can independently check through AKSes KSEI, but STAR AM can provide a copy from our system.
The Custodian Banks currently collaborating with STAR AM are BNI, BRI, BSI, Bukopin, CIMB Niaga, KEB Hana, Mega, Sinarmas, and Standard Chartered.
To monitor investments in Mutual Funds, you can use AKSes KSEI.
A Mutual Fund that provides 100% (one hundred percent) capital protection on the Investment Principal to be achieved on the maturity date through investing in Debt Securities and also provides periodic Investment return benefits to the customers.
Investors with a conservative risk profile seeking periodic returns.
The risks that exist in STAR Protected Fund products, include:
- Default Risk
- Early Redemption Risk
- Regulatory Change Risk
- Market Risk due to the redemption of Units before the Final Redemption Date.
- Currency Exchange Rate Risk
80%-100% Debt Securities
0%-20% domestic money market instruments and/or deposits
Conservative – Moderate
A Mutual Fund that invests in money market instruments such as deposits and/or debt securities with a remaining maturity of less than 1 year.
The potential for relatively more attractive investment returns compared to deposits, high liquidity, and easy to redeem. Suitable as an emergency fund.
Short-term investors (< 1 year) with a conservative risk profile seeking slightly better investment growth than deposits while maintaining liquidity.
The risks involved in STAR Money Market products, include:
- The risk of a decrease in the Net Asset Value (NAV) per Participation Unit.
- Risk of Economic and Political Changes
- Liquidity Risk
- Default Risk
- Dissolution and Liquidation Risk
100% domestic money market instruments and/or deposits.
Conservative
A Mutual Fund that invests a minimum of 80% in debt securities such as bonds or sukuk with a maturity period exceeding 1 year.
Potential for attractive and relatively stable investment growth,
An investment that has been diversified into a minimum of 10 fixed-income securities.
Medium-term investors (1-3 years) with a moderate risk profile seeking attractive and relatively stable investment growth.
The risks involved in the STAR Stable Income Fund product, include:
- Credit Risk (Default Risk)
- Regulatory Change Risk
- Risk of Dissolution and Liquidation
- Interest Rate Risk
- Market Risk (Economic and Political Condition Changes)
- Liquidity Risk
- The risk of a decrease in the Net Asset Value (NAV) per Participation Unit.
80%-100% Debt Securities
0%-20% money market instruments
Mutual fund that invests a minimum of 80% in equity securities or stocks.
An investment that has been diversified across a minimum of 10 stocks in accordance with ESG (Environmental, Social, and Governance) compliance criteria within the ESG Leaders index universe. It offers the potential for relatively attractive returns compared to mutual funds in other asset classes.
The risks that exist in STAR Sustainable Equity products, include:
- The risk of a decrease in the Net Asset Value (NAV) per Participation Unit.
- Risk of Economic and Political Changes
- Liquidity Risk
- Default Risk
- Dissolution and Liquidation Risk
- Foreign Exchange Risk
80%-100% Equity Securities
0%-20% money market instruments
Aggressive
Click on your profile page, then click on "Personal Data." On that page, you can change information such as your Name, Mailing Address, Account Number, and Account Owner's Name.
On the initial login page, you will find "Change Phone Number." Click on that link, and you will be asked to enter your Old Phone Number and New Phone Number. After that, you will receive a link to verify the new phone number.
On the initial login page, you need to enter your mobile phone number, and then you will find the words "Change Password." Click on that link, and you will be asked to enter your registered email. After that, you will receive an email for the next steps.
The minimum amount to invest in STAR Track is starting from Rp10,000.
By investing in Mutual Funds, customers will gain benefits, including:
1. Professional Management
Managing investment portfolios in the form of equity and/or debt securities, including instrument selection, selection of relevant parties, and investment administration, requires systematic analysis, continuous monitoring, and sound investment decisions. In addition, specialized expertise and relationships with various parties are necessary to effectively manage an investment portfolio. Through Mutual Funds (Reksa Dana), customers will benefit from the convenience of being relieved from the aforementioned tasks and entrusting them to Investment Managers who are professionals in their field.
2. Benefits of Economies of Scale
With the accumulation of funds from various parties, Mutual Funds (Reksa Dana) have bargaining power to achieve higher investment returns, lower investment costs, and access to investment instruments that may be difficult to obtain individually. This provides equal opportunities for all investors to achieve relatively good investment results according to their level of risk.
3. Growth in Investment Value
By investing funds in Mutual Funds (Reksa Dana), customers have the opportunity to achieve competitive investment results.
All mutual fund products managed by STAR AM can be purchased through the STAR Track application.
There are no fees involved for investing in STAR Track.
For the redemption process, the Reksa Dana T+2 (2 days after the stock exchange) period is the maximum T+7 (7 days after the stock exchange).
On the Portfolio page, click "See All" to find various STAR AM products you've purchased. On that page, you'll find a "Sell" button for each product. You need to enter the selling amount you desire and read the displayed disclaimer. Once you click "sell", the selling process has been successfully initiated.
On the product page, you can find various STAR AM mutual fund products to choose from. Once you've decided to make a purchase from our products, simply click on the product and then click "Buy". You'll need to enter the amount of investment you desire and then click "Pay Now". You'll receive a virtual account number for payment. Once the payment is successfully made, you've successfully purchased STAR AM mutual fund.
Reksa Dana is a container used to collect funds from the investing public, which are then invested in a portfolio of securities by an Investment Manager.
If you have completed the registration and identity verification process and have been successfully verified, then you automatically have a special mutual fund account for your investments.
Your registration process may fail if there is incomplete verification of your identity or if there are errors. We will contact you to rectify the data.
You can download the STAR TRACK app, then click on 'Registration,' use your phone number or email to register, and create a password for your account.
80%-100% Equity Securities
0%-20% money market instruments
The risks that exist in STAR Sustainable Equity products, include:
– Risk of Reducing the Net Asset Value of Each Participation Unit
– Risk of Changes in Economic and Political Conditions
– Liquidity Risk
– Default Risk
– Risk of Dissolution and Liquidation
– Exchange Rate Risk
Long-term Investor with an Aggressive Risk Profile.
Investments that have been diversified into a minimum of 10 shares that comply with ESG (ESG Compliance) provisions in the ESG Leaders index universe
Potential returns are relatively more attractive compared to mutual funds in other asset classes
Mutual fund that invests a minimum of 80% in equity securities or stocks.
80%-100% Debt Securities
0%-20% money market instruments
The risks involved in the STAR Stable Income Fund product, include:
– Credit Risk (Default)
– Risk of Regulatory Changes
– Risk of Dissolution and Liquidation
– Interest Rate Risk
– Market Risk (Changes in Economic and Political Conditions)
– Liquidity Risk
The risk of a decrease in the Net Asset Value (NAV) per Participation Unit.
Medium-term investors (1-3 years) with a moderate risk profile seeking attractive and relatively stable investment growth.
Potential for attractive and relatively stable investment growth,
An investment that has been diversified into a minimum of 10 fixed-income securities.
A Mutual Fund that invests a minimum of 80% in debt securities such as bonds or sukuk with a maturity period exceeding 1 year.
To monitor investments in Mutual Funds, you can use AKSes KSEI.
100% domestic money market instruments and/or deposits.
The Custodian Banks currently collaborating with STAR AM are BNI, BRI, BSI, Bukopin, CIMB Niaga, KEB Hana, Mega, Sinarmas, and Standard Chartered.
For ownership proof, you can independently check through AKSes KSEI, but STAR AM can provide a copy from our system.
The risks involved in STAR Money Market products, include:
– Risk of Reducing the Net Asset Value of Each Participation Unit
– Risk of Changes in Economic and Political Conditions
– Liquidity Risk
– Default Risk
Dissolution and Liquidation Risk
No, mutual fund investment returns are not subject to taxation.
The customer provides an active account number and fills out the data update form.
For mutual fund purchase and redemption transactions, it cannot be done through an account that is not owned by the investor. The account number must match the investor's name.
Short-term investors (< 1 year) with a conservative risk profile seeking slightly better investment growth than deposits while maintaining liquidity.
Cut-off time is the daily deadline for accepting transactions, applicable for both purchases (subscriptions) and sales (redemptions).
Switching mutual funds is the process of exchanging or transferring units of one mutual fund that you already own to another desired mutual fund. Ways to switch mutual funds:
The potential for relatively more attractive investment returns compared to deposits, high liquidity, and easy to redeem. Suitable as an emergency fund.
Prospective investors can fill out the STAR AM mutual fund sales form. If sales instructions are given before 13.00 WIB, prospective investors will get NAV on that day, whereas if sales instructions are given after 13.00 WIB Prospective investors will get NAV the following day.
A Mutual Fund that invests in money market instruments such as deposits and/or debt securities with a remaining maturity of less than 1 year.
Yes, customers can update and modify their investment profile to reflect current conditions through the Customer Data Update Form and Customer Risk Profile.
The minimum investment amount to invest with STAR Asset Management starts from Rp10,000.
For the redemption process, the Reksa Dana T+2 (2 days after the stock exchange) period is the maximum T+7 (7 days after the stock exchange).
80%-100% Debt Securities
0%-20% domestic money market instruments and/or deposits
The risks that exist in STAR Protected Fund products, include:
– Default Risk
– Risk of Early Repayment
– Risk of Regulatory Changes
– Market Risk due to resale of Participation Units before the Final Redemption Date
– Currency Exchange Rate Risk
For the process of purchasing Mutual Funds T+2 exchange days
Prospective investors can fill out the STAR AM purchase form and make a transfer to the mutual fund's designated account. They should then attach the proof of transfer. If the transfer is made before 1:00 PM local time, the prospective investor will receive the Net Asset Value (NAV) on the same day. However, if the transfer is made after 1:00 PM local time, the prospective investor will receive the NAV of the next day.
You can purchase STAR AM products through one of our Sales Partners:
– Sinarmas Sekuritas
– Bareksa
– Mirae Sekuritas
– Ajaib
– Trimegah Sekuritas
– MNC Sekuritas
– BNI Sekuritas
– Raiz
– Invesnow
– Aldiracita
– IPOT
– SMARD
– Bank Sinarmas
– SF Sekuritas
Investors with a conservative risk profile seeking periodic returns.
To purchase STAR Asset Management Mutual Fund products, you can contact us via:
– WA:
– Email: [email protected]
– Telephone: 021-397256978
– Social Media: @star.assetmanagement (IG)
or through Mutual Fund Distributors collaborating with STAR AM.
1. Start by identifying your risk profile first.
2. Study the different types of mutual funds available and recommend them according to your goals.
3. Make sure you have read the Prospectus and Fund Fact Sheet.
You can get 100% (one hundred percent) protection on the Principal Investment
STAR Asset Management is registered and supervised by the Financial Services Authority so its security is guaranteed
1. Fill out the form with the required information, including your personal identity, financial information, and investment goals.
2. Submit the required personal identification documents to STAR Asset Management.
3. STAR Asset Management will verify the documents and information you provide.
4. After all verification is complete, your account opening application will be processed.
Prospective investors must fill out an account opening form and sign the account opening form.
A Mutual Fund that provides 100% (one hundred percent) capital protection on the Investment Principal to be achieved on the maturity date through investing in Debt Securities and also provides periodic Investment return benefits to the customers.
There are Money Market Funds, Fixed Income Funds, Equity Funds, Protected Funds, and Mixed Funds.
STAR Money Market Fund, STAR Sharia Money Market Fund, STAR Stable Income Fund, and STAR Sustainable Equity Fund.
Yes, through the website https://star-am.com
Maximum purchase of Mutual Funds is T+2
Customers can immediately switch to Mutual Fund products in STAR AM
There are no fees for investing in STAR AM
Simply fill out the KYC, and attach your KTP and Passbook
The advantages of Mutual Fund Investment in STAR Asset Management include:
1. Funds for initial and subsequent purchases are in affordable nominal terms, starting from IDR 10,000
2. A wide choice of Mutual Fund investment products, ranging from money market, fixed income, protection, mixed and shares, in Rupiah and United States Dollars, as well as in the form of sharia and conventional Mutual Funds
3. Can be purchased directly at STAR Asset Management, or through Mutual Fund Securities Selling Agents who collaborate with STAR Asset Management.
Yes, STAR Asset Management is a Securities Company that has obtained permission from the OJK (Indonesia's Financial Services Authority) and is supervised by the OJK in conducting its business activities.
STAR Asset Management is able to provide investment product services that include various types of Mutual Funds and Discretionary Fund Management (KPD) contracts.
STAR Asset Management, in conducting its business activities, is supported by a team of professional and experienced human resources in the investment management industry. They are further assisted by reliable investment infrastructure and supporting systems, such as Bloomberg.
STAR Asset Management is a Securities Company that has obtained permission to operate as an Investment Manager from the Financial Services Authority (formerly known as Bapepam and LK) as per Decision Letter Number KEP-09/PM/MI/2004 dated October 4, 2004.
An Investment Manager is a Party whose business activities involve managing Securities Portfolios for clients or managing collective investment portfolios for a group of clients, except for insurance companies, Sharia insurance, pension funds, and banks that carry out their own business activities based on laws and regulations.
A Mutual Fund Distributor is a Party that sells Mutual Fund Securities based on a cooperation agreement with the Investment Manager, the manager of the Mutual Fund.
Reksa Dana is a container used to collect funds from the investing public, which are then invested in a portfolio of securities by an Investment Manager.
Net Asset Value (NAV) is the fair market value of a Security and other assets of a Mutual Fund minus all of its liabilities. The NAV of a Mutual Fund is calculated and announced every Exchange Day.
A prospectus is any written information related to a Public Offering with the aim of persuading other parties to purchase Securities.
Custodian Bank is a bank that acts as the party responsible for safeguarding the assets and important documents of a mutual fund. They are responsible for holding the investment assets of the mutual fund, such as stocks and bonds, and ensuring their security and operational continuity.
A Mutual Fund in the form of a Collective Investment Contract pools funds by issuing Participation Units to Unit Holders.
Participation Units are the measurement units indicating the proportional interest of each Unit Holder in the collective investment portfolio. Therefore, Participation Units serve as evidence of a Unit Holder's participation in a Mutual Fund in the form of a Collective Investment Contract.
The Custodian Bank will issue a Confirmation Letter of Unit Participation Transactions which contains the amount of Participation Units held by each Unit Holder and serves as evidence of ownership of Mutual Fund Participation Units.
By investing in Mutual Funds, customers will gain benefits, including:
1. Professional Management
Managing investment portfolios in the form of equity and/or debt securities, including instrument selection, selection of relevant parties, and investment administration, requires systematic analysis, continuous monitoring, and sound investment decisions. In addition, specialized expertise and relationships with various parties are necessary to effectively manage an investment portfolio. Through Mutual Funds (Reksa Dana), customers will benefit from the convenience of being relieved from the aforementioned tasks and entrusting them to Investment Managers who are professionals in their field.
2. Benefits of Economies of Scale
With the accumulation of funds from various parties, Mutual Funds (Reksa Dana) have bargaining power to achieve higher investment returns, lower investment costs, and access to investment instruments that may be difficult to obtain individually. This provides equal opportunities for all investors to achieve relatively good investment results according to their level of risk.
3. Growth in Investment Value
By investing funds in Mutual Funds (Reksa Dana), customers have the opportunity to achieve competitive investment results.
1. Risk of Decreasing Net Asset Value of Each Participation Unit
The value of Mutual Fund Participation Units may fluctuate due to the increase or decrease in Net Asset Value (NAV). This decrease in NAV can be caused by changes in the prices of securities in the portfolio, fees incurred with each investor's purchase and redemption, as well as in the event of default by relevant parties.
2. Risk of Default (credit)
The Investment Manager will strive to provide the best investment results to the Unit Holders. However, in exceptional circumstances (force majeure), the issuer of the securities in which the Mutual Fund invests may default in fulfilling its obligations.
3. Risk of Regulatory Changes
Changes in existing regulations, tax policies, and government policies, especially in the field of macroeconomics related to equity and/or debt securities, can impact the rate of return and investment results that the Mutual Fund will receive. This can result in a reduction of the potential investment returns that Unit Holders may receive.
1. Risk of Decreasing Net Asset Value of Each Participation Unit
The value of Mutual Fund Participation Units may fluctuate due to the increase or decrease in Net Asset Value (NAV). This decrease in NAV can be caused by changes in the prices of securities in the portfolio, fees incurred with each investor's purchase and redemption, as well as in the event of default by relevant parties.
2. Risk of Default (credit)
The Investment Manager will strive to provide the best investment results to the Unit Holders. However, in exceptional circumstances (force majeure), the issuer of the securities in which the Mutual Fund invests may default in fulfilling its obligations.
3. Risk of Regulatory Changes
Changes in existing regulations, tax policies, and government policies, especially in the field of macroeconomics related to equity and/or debt securities, can impact the rate of return and investment results that the Mutual Fund will receive. This can result in a reduction of the potential investment returns that Unit Holders may receive.
In the course of the customer's investment journey, the Investment Manager functions as the party responsible for managing the funds and the securities portfolio.
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